US Paycheck Calculators by State
Select your state to estimate your take-home pay with exact federal withholding, FICA payroll contributions, state income taxes, and local disability insurance programs.
Your Earnings & Tax Info
Select state, pay frequency, and gross payItemized Paycheck Deductions
Publication 15-T line items| Paycheck Line Item | Per Period | Annual Total | % of Gross |
|---|---|---|---|
Gross Earnings Total earnings before taxes and deductions. | $3,269.23 | $85,000.00 | 100.0% |
Federal Income Tax Withheld per IRS Publication 15-T percentage method based on filing status and Form W-4. | -$480.65 | -$12,496.90 | 14.7% |
Social Security (OASDI) 6.2% on eligible wages up to the 2026 wage base limit ($181,800). | -$202.69 | -$5,270.00 | 6.2% |
Medicare (Hospital Insurance) 1.45% on all earnings with no annual wage limit. | -$47.40 | -$1,232.50 | 1.4% |
California State Income Tax State withholding based on official California Franchise Tax Board & EDD schedules. | -$163.53 | -$4,251.82 | 5.0% |
California State Disability Insurance (SDI) 1.2% (no wage cap) | -$39.23 | -$1,020.00 | 1.2% |
Take-Home (Net) Pay Estimated net amount deposited into your bank account per paycheck. | $2,335.73 | $60,728.78 | 71.5% |
Verified Calculation Basis (Tax Year 2026)
IRS Publication 15-T percentage method withholding & state revenue schedules applied.
Verified Launch States Overview (Tax Year 2026)
State income tax regimes range from zero income tax in Texas and Florida to graduated brackets up to 13.3% in California. Compare verified models below:
| State | Income Tax System | Top Marginal Rate | State Payroll Programs | Calculator Tool |
|---|---|---|---|---|
| California (CA) | Graduated Brackets | 13.3% | State Disability Insurance (SDI) | Open CA Tool → |
| Texas (TX) | No Income Tax | 0.00% | None | Open TX Tool → |
| Florida (FL) | No Income Tax | 0.00% | None | Open FL Tool → |
| New York (NY) | Graduated Brackets | 10.9% | Optional NYC Resident Tax, Optional Yonkers Surcharge | Open NY Tool → |
| Washington (WA) | No Income Tax | 0.00% | Paid Family & Medical Leave (PFML), WA Cares Fund | Open WA Tool → |
| Illinois (IL) | Flat Tax | 4.95% | None | Open IL Tool → |
| Pennsylvania (PA) | Flat Tax | 3.07% | Local Earned Income Tax (EIT), PA Unemployment Compensation (UC) | Open PA Tool → |
| Ohio (OH) | Graduated Brackets | 3.5% | Municipal Income Tax, School District Income Tax (SDIT) | Open OH Tool → |
| Georgia (GA) | Flat Tax | 5.39% | None | Open GA Tool → |
| Arizona (AZ) | Flat Tax | 2.5% | None | Open AZ Tool → |
Verified State Calculators
California Paycheck Calculator
Graduated state income tax up to 12.3% (plus 1% Mental Health Services tax over $1M) and 1.2% State Disability Insurance (SDI).
Texas Paycheck Calculator
No state individual income tax. Federal income tax withholding and FICA (Social Security & Medicare) still apply.
Florida Paycheck Calculator
No state individual wage income tax. Workers only pay federal withholding and FICA contributions.
New York Paycheck Calculator
Graduated state withholding from 4.0% to 10.9%, with optional New York City and Yonkers local resident income tax withholding.
Washington Paycheck Calculator
No state personal income tax on wages. Workers participate in state payroll programs: WA Paid Family & Medical Leave and WA Cares Fund.
Illinois Paycheck Calculator
Flat 4.95% state income tax withholding on Illinois net income, adjusted by standard personal exemption allowances.
Pennsylvania Paycheck Calculator
Flat 3.07% state income tax with no standard deduction, plus local earned income tax (EIT) and small UC employee contribution.
Ohio Paycheck Calculator
Graduated state brackets with standard exemption credits, plus applicable local municipal or school district taxes.
Georgia Paycheck Calculator
Flat state income tax withholding of 5.39% with standard deduction and dependent personal allowances.
Arizona Paycheck Calculator
Flat 2.5% tax structure where employees select their withholding rate on Form A-4 (0.8% to 3.3%, default 2.5%).
Coming Soon: States in Verification Pipeline
We do not generate placeholder doorway pages with copied content. Each state is developed independently with agency-verified tax logic and automated test fixtures before publication:
Flat 4.4% state income tax. Model scheduled for next verification release.
Flat 5.0% state tax plus 4% surtax over $1M. In verification pipeline.
Flat 4.25% state tax with personal exemptions. In verification pipeline.
Graduated tax 1.4% to 10.75%. In verification pipeline.
Flat 4.5% rate with standard deduction. In verification pipeline.
Graduated tax up to 5.75%. In verification pipeline.
No state individual income tax. In verification pipeline.
No personal wage income tax. In verification pipeline.